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Grupo Real Sociedad Group
In this Group: Josefa Maria, Juana Mercedes, Angelita Del Socorro , Jeronima Del Carmen, Jose Felix
This group consists of five successful micro businesspeople. Josefa is one of them and she works selling fruit. She’s been doing this for ten years. She started out with a little table outside her house. She runs the business herself and her dream is to someday have a permanent place to sell a wider variety of products. She will use the loan to buy fresh fruit.

Juana sells fruit from place to place and Angelita sells fruit from place to place too. Jerónima sells perishable items like peppers, tomatoes, onions, etc. and José Félix is a craftsman working with traditional woods like bamboo; he makes furniture out of this material.
View original language description ↓
Grupo formado por cinco socios microempresarios de éxitos una de ellas es Josefa que se dedica a vender frutas esta actividad la viene realizando desde hace 10 años, inicio con una mesita en su domicilio ella misma maneja su negocio, su sueño es tener un lugar estable fijo para ofrecer mejor variedad en su productos, el crédito lo invertirá en la compra de frutas frescas, Juana vende frutas ambulante, Angelita vende frutas ambulantes también, Jerónima vende productos perecederos como chiltoma, tomate, cebolla etc., José Félix es artesano de madera típica como bambú lo cual hace mueble de ese material.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD
A portion of Grupo Real Sociedad Group's $2,650 loan helped a member to buy fresh fruit.
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 11, 2012
Currency Exchange Loss:
Nov 10, 2012