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Manuel Alberto
Manuel, age 28, is single and has a daughter. He started working in his aunt’s and uncle’s bakery. He now has his own bakery, which is his current source of income.

He wants to buy an oven in order to be able to continue growing in his bakery. He wants to use the loan to buy flour, butter, and an oven.
View original language description ↓

Manuel tiene 28 años de edad estado civil soltero, tiene 1 hija. El comenzó trabajando en una panadería de unos tíos en la actualidad el tiene su propia panadería la cual es su fuente de dinero en la actualidad. Su anhelo es comprarse un horno para así poder seguir creciendo en su panadería. Con el préstamo él quiere comprar:harina, mantequilla, 1 horno

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Manuel Alberto to buy flour, butter, and an oven.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 8, 2012
Oct 11, 2012
Currency Exchange Loss:
Oct 19, 2013