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Update on Jannifer

Jannifer lives in the Malindi area of Coast Province, Kenya. She is married and owns a grocery stall, which she has been operating for three years. In this business, Jannifer now sells greens, fruits, vegetables, etc. Jannifer has two school-going children.
Jannifer learned about Milango through a friend. She aims to access credit to improve her business operations. The challenges she is facing are price fluctuations and inflation, challenges purchasing stock, and a seasonal business climate.
Jannifer is applying for a loan of 41900 Kenya shillings to buy vegetables and tomatoes wholesale. The extra income from the loan will be added to her savings to expand the business. Her plans for the future are to start other businesses and also to open stalls in different areas.

Previous Loan Details

Jannifer is married and has two children. She is a resident of Malindi, Kenya. She owns a grocery stall selling vegetables, cereals, fruits, and firewood, which she has been doing for three years. She was previously employed in the export processing zone. When she resigned, Jannifer received her ... More from Jannifer's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 464
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 84.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Jannifer to buy wholesale vegetables and tomatoes for her grocery stall.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 14, 2012
Currency Exchange Loss:
Oct 18, 2013
This photo was used before for a previous loan for Jannifer. It was first posted on Kiva on Mar, 2012. Learn More