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Julio Antonio
Julio is 21 years old, married, with two children who go to school. He has his own store. Little by little his store is getting bigger. As the years pass, he has gained more customers. Now he has many customers. His wife helps him with his business. He wakes up at 6am in order to buy fresh vegetables at the market, which he later sells in his store. Julio wants to buy a truck so that he can buy his goods in Guayaquil, which would be cheaper for him. He would like to increase the size of his store and add an office. With this loan he will buy rice, sugar, vegetables and perishable goods.
View original language description ↓
Julio tiene 21 años de edad estado civil casado tiene 2 hijos que estudian en el colegio. El tiene su propia tienda y víveres ya que poco a poco ha ido creciendo con su tienda, con el pasar de los años fue incrementando sus clientes y ahora tiene una buena clientela su esposa es quien le ayuda en el negocio. El se levanta a las 6 am para comprar las legumbres frescas en el mercado para luego así poderlas comercializarlas en su tienda. Julio quiere comprarse una camioneta para así poder hacer las comprar en Guayaquil que le resultaría más barato y también ingre mentar su tienda y poner una sucursal. Con el préstamo él se comprara: arroz , azúcar, legumbres y víveres etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,625 helped Julio Antonio to buy rice, sugar, vegetables, perishable goods, etc.
Repayment Term
19 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Oct 10, 2012
Currency Exchange Loss:
Nov 9, 2012