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Tujengeni Group
In this Group: Kalere, Nabure, Kibanja, Kabuo, Lubuto, Riziki, Mbairwa, Nyalfurwa, Sinandugu, Fazila, Kabuo, Kahindo, Shukuru, Kahambu, Mapendo, Nsabimana
The client Kalere is the president of the Tujengeni group. She is 52 years old, married, and a mother of 7 children, all of whom go to school. Her husband is a column journalist with a evangelical radio station.

Kalere is a retailer of various goods and a part-owner of a small sales kiosk. She started her business with her own funds received from her husband. Later, she benefited from additional loans through Hekima. She recently reached her 19th loan cycle in Hekima's micro-lending program.

This new loan is going to serve to increase her sales turnover by buying 3 sacs of rice, 4 sacs of sugar, 10 cases of Fanta, 50 liters of Rina oil, etc.

Despite the challenges and other losses in this business, Kalere recognizes the profits earned with this Hekima program. Thus, she commends the initiative by Hekima and its partners.
View original language description ↓
La cliente Kalere est président du groupe Tujengeni, alors âgée de 52 ans, marié et mère de 7 enfants qui vont tous à l’école. Son conjoint est un chroniqueur Journaliste auprès d’une radio évangélique. La cliente est commerçante de divers et sociétaire d’un petit kiosque de vente. Elle commença ses affaires avec son fonds propre reçu de son mari. Plus tard, elle bénéficia un crédit fonds addition de crédit de Hekima. Elle vient de réaliser 19 cycles dans ce programme de microcrédit de Hekima. Ce nouveau prêt va lui servir au renforcement de chiffre d’affaire en achetant 3 sacs de riz, 4 sacs de sucres, 10 casiers de Fanta, 50 litres d’huile Rina, etc. Malgré le défi et autres perte dans cette activité, la cliente reconnait avoir gagné de profits dans ce programme de Hekima. Ainsi, elle salut l’initiative de l’IMF Hekima et ses partenaires.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Tujengeni Group's $3,125 loan helped a member to buy 3 sacs of rice, 4 sacs of sugar, 10 cases of Fanta, and 50 liters of Rina oil.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 1, 2012
Oct 9, 2012
Currency Exchange Loss:
Feb 15, 2013