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Gevork, from Bolnisi district, is 56 years old and lives with his wife and mother-in-law, the latter of whom receives a retirement pension. The family is involved in agriculture, growing maize and haricots on the family-owned land. Gevork also runs a small dairy farm and sells milk locally. The family also produces and sells green pepper pickles, which are very popular in Georgia.

Gevork works hard, but he still doesn't have enough income to save money and improve the family's living conditions. He has requested a loan to purchase building materials to repair the roof which is old and leaks during the rainy weather. The other part of the credit will be used to repair the car which is damaged and risky to drive. Gevork hopes for your help and kindness, as the family's living conditions will improve through the loan.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Gevork to roof the house and repair the car.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 13, 2012
Currency Exchange Loss:
Oct 17, 2013