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Update on Natalya

Natalya lives and works in Novaya Kahovka. She sells women's clothing at one of the local markets. She has been working in this field for 17 years, has a good experience of dealing with customers and has her own circle of regular customers. Currently, she does not have her own retail space. She leases land from the shopping center administration. Natalya requested an additional financial help in the amount of 10,000 hryvnia because she planned to purchase women's autumn-winter clothing for resale and primarily wants to purchase pants, jackets, skirts, sweaters and cardigans for the cold season.
View original language description ↓
Наталья живет и работает в Новой Каховке. Она торгует женской одеждой на одном из местных рынков. В этой сфере проработала уже 17 лет, имеет хороший опыт подхода к клиентам, у нее есть свой круг постоянных клиентов. На данный момент у нее нет своей торговой площади – она арендует землю у администрации торгового центра.
Наталья обратилась за дополнительной финансовой помощью в размере 10 000 гривен, потому что она запланировала закупку осенне-зимней женской одежды под реализацию, а именно хочет приобрести брюки, куртки, юбки, свитера и кофты на холодный сезон.

Previous Loan Details

Natalya P. is married with a grown son. She runs a clothing sales business in her hometown of Novaya Kahovka. Natalya sells women’s clothing items in two local marketplaces. She has been in the trade for 17 years. Currently, her turnover capital is 17,000 Grivnyas. Her monthly net profit is about... More from Natalya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Natalya to purchase women's autumn-winter clothing, such as pants, jackets, skirts, sweaters and cardigans, for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 8, 2012
Oct 10, 2012
Currency Exchange Loss:
Oct 17, 2013