Clémentine is a member of the Kundane IV group and lives in Cibitoke. She is 25 years old and married to Edouard, an academician. The couple have 2 children together, the youngest of whom is 1 year old and the eldest of whom is 3. She has been selling beans for 7 years. This will be her first loan from Turame. Her Kiva-sponsored loan will increase her capital and allow her to buy a large quantity of beans for resale, so that she can earn more. In the coming years, she would like to supply beans at one of the Cibitoke markets (the central market of Nyeshenza). She would also like to see her children get an education and live comfortably.
Clémentine fait partie du groupe Kundane IV et habite à Cibitoke. Elle a 25 ans et est mariée à Edouard, un planton. Ensemble ils ont 2 enfants, le cadet a 1an et l'âiné 3 ans.
Elle est commerçante de haricot depuis 7 ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité de haricot, à revendre, pour gagner plus.
Dans les prochaines années, elle voudrait être fournisseur de haricot dans l’un des marchés de Cibitoke (marché central de Nyeshenza).Elle voudrait en outre voir ses enfants étudier et vivre aisément.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.