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Nikola is thirty-one years old, married and lives in a Serbian community. For more than fifteen years he has worked as a musician. His clients are all types of people who live in Kosovo who organize a celebration or event and are in need of entertainment.

In the beginning, Nikola would perform in the homes of people for small family parties. Now he performs with his orchestra band in events that host more than 400 guests.

Nikola is requesting a loan in order to purchase another musical instrument (accordion). This loan will help him to improve the quality of his music and therefore earn more income for him and his family.

He is very happy and thanks all Kiva lenders for their support!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 28
    View loans »
    Kosovo Loans Fundraising
  • $2,086,275
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Nikola to purchase another musical instrument (accordion).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Oct 13, 2012
Currency Exchange Loss:
May 17, 2014