Check out other loans that are currently fundraising!

Update on Sojida

Sojida is a client who successfully repaid her loan, and who decided to take a concurrent loan for the purchase of seasonal assortment of children's clothing. After the previous loan her turnover increased, and consequently also her income. She managed to stock up coal for heating her home for the winter.

Sojida is thankful to the organization for the financial support and understanding, because thanks to this organization she improved her living conditions a lot. She plans to travel to get merchandise at another city and purchase children's winter clothing.
View original language description ↓
Cочида - клиентка, которая успешно закончила свой кредит, и вот решила получить очередной кредит на закуп сезонного ассортимента детской одежды. После предыдущего кредита у неё увеличился товарооборот,а следовательно и доход. Она смогла запастись на зиму углём для отопления дома. Сочида благодарна организации за финансовую поддержку и понимание потому что благодаря этой организации она намного улучшила свои условия проживания. Планирует поехать за товаром в другой город и закупить зимнюю детскую одежду.

Previous Loan Details

Sojida is 47 years old. She has been selling children's clothes for nine years. She goes to the city of Istaravshan two times per week to get the goods, which she sells at the Khujand clothing market. She has her regular customers who often buy her goods. Sojida decided to get her teeth fixed; ... More from Sojida's previous loan »

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 204
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Sojida to purchase children's winter clothing.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 1, 2012
Oct 23, 2012
Currency Exchange Loss:
Sep 17, 2013