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Ludmila runs a small business selling women’s clothing at a huge market in the city of Simferopol, Ukraine. She has been in business for seven years and has developed an effective business strategy of having a good selection of products and pricing her inventory just a little lower than her competitors. Her current sales location is in an especially busy part of the market. In the next three or four months, she plans to move to a new area of the market where small booths are being constructed for vendors.

Ludmila is divorced and has a daughter who is 24. They live together in a small apartment on the top floor of their building. The roof has a consistent problem with leaks. Ludmila hopes to earn extra income from her business to have the leaks fixed.

Ludmila has requested a loan of $1,050 to help purchase new inventory and increase the assortment of clothing she has for sale. We are grateful for the opportunity to assist this hard-working entrepreneur with her business and look forward to her continued success.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 4.8
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ludmila to buy new clothing inventory.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 1, 2008
May 14, 2008
Currency Exchange Loss:
Mar 16, 2009