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He is a Construction major at Hanoi University of Mining and Geology ( His course of study lasts 50 months and he will graduate in 2016. Truc’s family has five members. He is the second child in his family to have graduated high school and pursue a higher education. His father raises pigs and his mother sells pork in the market to earn a living. His family’s income is about 4,000,000 VND. His mother is Lan, who sits next to him in this picture, and she is also a member of SEDA’s credit program. Truc has a passion for his major. He wants to build towers to create a better standard of living for citizens. He wants to graduate and then he can do his dream and help his family as well as contribute to the country. He wants to borrow 14,580,000 VND to pay for his education fees. Besides lacking money for his education, Truc has other difficulties, such as the cost of study tools, his living fees and transportation fees. Truc says that he appreciates the help of people all around the world who are raising funds for this kind of program and that this type of program has done a lot to support the education of students in Vietnam.

Additional Information

More information about this loan

This loan is part of SEDA's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 74
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,860.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Truc to pay for his education fees.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 22, 2012
Currency Exchange Loss:
Mar 17, 2014