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Phin's Group
In this Group: Phin, Pros
Phin is a widow from Moung Russey district of Battambang province: she has one son who currently works for others for a fee. She is a farmer who grows rice on three hectares of farmland and cassava on one hectare, the business that she has been in for 20 years. The current business earns her up to 17,000 KHR per day.

Including this cycle, Phin is a sixth loan cycle client while her co-member is a second loan cycle client. Phin has been satisfied with her previous loans which she has completely repaid, very much so as they have progressively upgraded her living conditions. Now, she and her co-borrower are each seeking 1,000,000 KHR. As the group leader, Phin will use her portion to buy fertilizer for her rice field. She very much hopes that she can earn more income and maintain a decent standard of living for her family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 59
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phin's Group's $500 loan helped a member to buy fertilizer for her rice field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Oct 13, 2012
Currency Exchange Loss:
Oct 17, 2013