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Kak's Group
In this Group: Kak, Titly
Kak is 52 years old. She is married and resides with her husband in a rural village of the Pursat province’s Kror Kor district. She has six children, three of whom are dependent on her and still in school. Rice growing is the only primary source of her family’s income to make a living, and she has been in this business for 32 years. Her daily income is approximately 16,000 KHR. She manages to save about 5,000 KHR each day after offsetting daily expenses. The scarcity of water supply is the main challenge for her farming business.

This is Kak’s first loan with Kiva’s partner, VisionFund. Her group is composed of two members who live in the same village. Now she is leading her group to request another loan. She is going to use her portion to buy fertilizer for her farmland and use a portion of it to spend on labor costs. She hopes to grow her rice successfully and have a large increase in income to better her family’s living condition.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 155
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kak's Group's $500 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Oct 12, 2012
Currency Exchange Loss:
Oct 17, 2013