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Mao's Group
In this Group: Mao, Thy, Yoen
Living in a wooden house in a rural area of the Ponhea Krek district of Kampong Cham Province, Cambodia, Mao is a 35-year-old married woman who has been selling grocery items as the main source of her family’s income for nine years. To add up more income, she also plants rubber trees in her local area. She has two children, both of whom are dependent on her and still in school. Her daily income is approximately 15,000 riels (KHR) per day and she manages to save about 5,000 KHR each day after offsetting daily expenses. The main challenge for her business is lacking of working capital.

Mao’s group consists of three members who live in the same village. She has been a member of VisionFund for three cycles already and completely repaid the past loans. She has wisely used the previous loans to constantly support her family's livelihood. Now she and one group member are requesting a loan of 1,400,000 KHR each; while the remaining member is requesting a loan of 1,300,000 KHR. As the leader, Mao will use her portion to buy more grocery items to sell and will use a portion of it to purchase plastic mulch for her rubber plantation business. With this loan, she hopes to get a high yield so as to better her lifestyle and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 194
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mao's Group's $1,025 loan helped a member to buy more grocery items for selling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Sep 7, 2012
Oct 12, 2012
Currency Exchange Loss:
Sep 17, 2013