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Jose Manuel
Don José is 39 years old, and lives in the Ticauntepe municipality very close to the capital. He is from a farming family, work that he inherited from his father. Now he makes a living through cultivating the land and growing pineapples, but he also works in a hospital in Managua. His wife makes a living selling fruit. They bore three children, all of whom are in school and help with the farm work.

He asks for the loan in order to provide preventive management to his apple crop by buying insecticide, urea, and fertilizer because his main problem is the pests on his crops. This way José can get his family ahead in life with two jobs in order to manage the expenses and provide what is needed to his children and family.
View original language description ↓
Don José de 39 años, vive en Ticuantepe municipio muy cercano a la capital, de familia agricultora, trabajo heredado por su padre ahora se dedica al cultivo de la tierra sembrando piña así también trabaja en un hospital en Managua, su esposa se dedica al comercio de frutas, procrearon tres hijos todos estudian y ayudan en las labores agrícolas, solicita crédito para darle manejo preventivo a su cultivo de 1 manzana comprando insecticida, urea y abono, ya que su principal problema son las plagas en su cultivo; así José sale adelante con su familia con dos trabajos para poder con los gastos y brindarle lo necesario a sus hijos y familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 40
    View loans »
    Nicaragua Loans Fundraising
  • $26,402,175
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Jose Manuel to buy insecticide, urea, and fertilizer.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
At end of term
Sep 24, 2012
Nov 1, 2012
Currency Exchange Loss:
Apr 17, 2015