Eva is 27 and married. She did not have the opportunity to study. She has three children, two of whom are studying, and she makes a living by breeding domestic animals. She began this business by breeding chickens and laying hens, and now has 5 years of experience. She has the help of her husband, who sells clocks for a living.
She has organized a group and is requesting a loan which she will use to buy pigs and pig feed. In the future she hopes to have a farm with various animals. The other members of the group make a living by breeding animals and selling clocks.
La señora Eva esta casada, tiene 27 años de edad, no tuvo la oportunidad de estudiar, tiene 3 hijos 2n de los cuales están estudiando, se dedica a la crianza de animales domésticos, inicio este negocio criando pollos y gallina ponedoras, y hasta el momento lleva 5 años de experiencia, cuenta con el apoyo de su esposo quien se dedica a la venta de relojes.
Organiza un grupo y solicita un préstamo que lo utilizara para la compra de cerdos y la compra de alimento para los mismo, espera en el futuro tener una granja de varios animales. Las demás integrantes del grupo se dedican a la crianza de animales y a la venta de relojes.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.