Clarence is a 31-year-old married man with two children living in Kasese, Uganda.
He has several businesses, including: stationery, secretarial services, internet cafe and mobile money. He is also a civil servant. He hopes to have a permanent home, educate his children and buy a car despite challenges of bad debtors, low stock and a poor mobile money network.
Clarence needs the loan to buy stationery and computers for his business.