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Musu J.
This is 42-year-old Musu. She is married and has four children, ages 6, 13, 17 and 25. She has three additional dependents who live with her to help with the house chores.

In 2009, Musu established her hairdressing business, which she started to help her husband who has retired from running the affairs of the house.

Working seven days a week and 13 hours a day, she earns about SLL 2,795,000 every month from this business. She would like a loan in the amount of SLL 5,000,000. Musu has already received and successfully repaid two loans and now requires a new loan in order to buy additional hair, hair products and cosmetics.

She hopes that this loan will enable her to increase her monthly profits by approximately SLL 782,600. In the future, Musu plans to improve her salon. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,295.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Musu J. to pay for hair and hair products.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 12, 2012
Currency Exchange Loss:
Jun 17, 2013