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Soy's Group
In this Group: Soy, Khem, Sovorn, Tey
Soy is a 57-year-old married mother who lives with her husband and seven children in a rural area of the Thmor Koul district of Battambang province, Cambodia. Out of her seven children, she still has six children to care for. One of her children works as a paid worker and the remaining five help with the family business. To support a big family, Soy works selling grocery items and her husband is a teacher in local area. Her family's daily income is approximately 45,000 KHR and they can manage to save about 10,000 KHR each day after their daily expenses.

Soy has been with VisionFund for four cycles while her other loan group member have been with VisionFund from one to three cycles. She has fully repaid her previous loans which she used to provide her family with sufficient foods. Now, Soy is the group leader of her new loan group. She will use her portion of the loan to buy a proper table for her family. Soy hopes her loan will improve her standard of living as well help increase her income from her current business.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 147
    View loans »
    Cambodia Loans Fundraising
  • $41,485,375
    Funds lent in using Kiva
  • 4,032.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Soy's Group's $125 loan helped a member to buy a proper table for her family.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 6, 2012
Oct 12, 2012
Currency Exchange Loss:
Sep 17, 2013