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Adikalie A.
This is 30-year-old Adikalie. He is single and has one child who is eight years old and goes to school. In 2006, Adikalie established his phone accessories and top-up cards business. He began his business because wanted to continue working as he did while he was in school, even in university. He got his initial capital from driving a public motorbike for somebody. The payments he received were used to buy a motorbike for himself, which generated more income for him. He later decided to engage in selling top-up cards and phone accessories. Working seven days a week and sixteen hours a day, he earns about Le 5,000,000 every month from this business.

Adikalie would like a loan in the amount of Le 4,000,000. He requires the loan in order to buy Africel top-up Cards (54,000 units at Le 37,000); Comuim top-up cards (30,000 units at Le 33,000); Airtel top-up Cards (27,000 units at Le 36,000) and phone batteries (4 pieces at Le 10,000).

In the future, Adikalie plans to provide quality education for his child, acquire a shop, complete his building construction and become an international businessman. Limited capital is his main challenge. He is a hardworking and honest business man. He thanks ARD for giving him additional capital. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 37
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,354.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Adikalie A. to buy Africel, Comuim, and Airtel top-up cards and phone batteries.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 12, 2012
Currency Exchange Loss:
Apr 17, 2013