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Soktang's Group
In this Group: Soktang, Rat
Soktang is 25 years old. She is married and resides with her husband and one daughter in a rural village of the Battambang province’s Ratanak Mondul district. Corn growing is the primary source of her family’s income. She has been in this business for ten years. Her daily income is approximately 18,000 KHR. She manages to save about 8,000 KHR each day after off-setting daily expenses. Scarcity of water supply and working capital is the main challenge for her farming business.

Soktang has been with Kiva’s partner, VisionFund, for one cycle and fully paid back the past loan while the other member is a first-cycle client with VisionFund. She successfully and wisely utilized the previous loan to secure food needs for her family and also to support the family with enough household supplies for consumption. Now she is leading her group of two to request another loan. She is going to use her portion to buy insecticides for protecting her corn business and use a portion of it to spend on labor costs. She hopes to grow her corn fruitfully and increase her income to improve her family’s living condition.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 234
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 4,038.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Soktang's Group's $400 loan helped a member to buy insecticides for protecting her corn business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Oct 12, 2012
Currency Exchange Loss:
Feb 15, 2013