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Ibrahim, 26, is married and has three children, ages 2, 3 and 5. Two are going to school. He has three additional dependents who live with him because they are younger ones who he assists in their schooling and they do some domestic work at home. In 2005, Ibrahim established his provisions business selling baby food, beverages, condiments, etc. He began his business because he assisted his father after school hours and when his father died, there was no sponsorship for his schooling. He joined his elder brother in business and after some years his brother gave him money to start his own business which has now grown into two outlets.
Working seven days a week and 15 hours a day, he earns about Le 3,681,000 every month from this business. He would like a loan in the amount of Le 6,000,000. Ibrahim has already received and successfully repaid one loan, and now requires a new loan in order to buy Ovaltine (10 cartons @ Le90,000), peak milk (10 cartons @ Le260,000), energy drinks (20 cartons @ Le23,000), Heineken (15 cartons @ Le75,000), sardines (five cartons @ Le160,000) and pure water (38 bundles @ Le3,000). The balance of Le1,000 will be used to pay a laborer. In the future, Ibrahim plans to provide quality education for his children, build a house and become an international businessman. This loan will help to increase his income. Inadequate capital is his major challenge. He is a hard-working and honest businessman. He hopes to repay this loan and access another. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,354.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Ibrahim to buy Ovaltine, peak milk, energy drinks, Heineken, sardines and pure water and also to pay a laborer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 12, 2012
Currency Exchange Loss:
Apr 17, 2013