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Isatu, 35, is divorced and has three children ages 9, 12 and 15. All attend school. In 2008, Isatu established her clothing business. She began her business because she was given in an early marriage and went through a lot of hard times in her matrimonial home. With the help of a friend who counseled her, she decided to do petty trading. She toils day and night to be successful in her business as it is the only way that she can sustain herself and her children. Working seven days a week and 10 hours a day, she earns about Le1,053,000 every month from this business. She would like a loan in the amount of Le 4,000,000. Isatu requires a loan in order to purchase wax cotton fabric (200 pieces @ Le100,000), African clothing for men (10 suits @ Le120,000) and women's attire (eight suits @ Le100,000). In the future, Isatu plans to open a boutique. The rise and fall of foreign exchange is her major problem. She needs good capital to improve her business and accessing a loan here will achieve that. She is honest and reliable. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.


About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,354.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Isatu to purchase wax cotton fabric, African clothing for men and women's attire.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 12, 2012
Currency Exchange Loss:
Jul 17, 2013