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Oerm, a 27-year-old married mother, lives in a rural area of the Thmor Koul district of Battambang province, Cambodia. She has two children to take care of, and they are in school. To make a living, she has been farming rice for ten years and also makes and sells grilled sticky rice. Her husband earns additional income by working as a motor-taxi driver in the local area.

Her husband’s old motorbike is breaks down too often, which has the effect of making the family's income unstable. In order to solve this problem, she is applying for a loan of US $1,000 from VisionFund to purchase a decent motorbike for her husband’s business. This is the first loan for Oerm with Kiva’s partner VisionFund. She hopes this loan will help her husband generate a larger income from his motorbike transportation business. This will help the family improve its standard of living and keep the children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 176
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Oerm to purchase a decent motorbike for her husband’s business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Oct 12, 2012
Currency Exchange Loss:
Apr 16, 2014