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04.7.2 Nam Ngạn Group
In this Group: Nhan, Huong, Dung, Tuyet, Phuong, Hai
Nhân is 42 years old, married and has three children, two of them dependents and the other grown up. She operates a food stall/restaurant selling meat and has been involved in this business for five years. The main hardship that Nhân faces in her business is the lack of capital. She is requesting a loan to purchase poultry and beef to resell. Nhân is the group leader of the 04.7.2 Nam Ngạn solidarity group, which consists of six members. She lives and works in Thanh Hoa city, a urban area in Thanh Hoa province.

In 2007, Nhân joined Thanh Hoa Fund for Poor Women to improve her business. Nhân has successfully repaid six loans from Thanh Hoa Fund for Poor Women. With her business profit, Nhân hopes to build a new house, for her children to do well in school, and to make enough money to provide for her kids.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 132
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 20,876.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 04.7.2 Nam Ngạn Group's $2,150 loan helped a member to purchase poultry and beef to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Nov 1, 2012
Currency Exchange Loss:
Oct 23, 2013