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040310Thôn Thành Xuân - Hoằng Trường Group
In this Group: Nghĩa , Hải , Phương , Niên
Mrs. Nghĩa operates a business selling fish. She is requesting a loan to purchase a net for fishing.

Nghĩa is 42 years old, and she is married with 3 children. She is the leader of a 4-member group, the 040310 Thôn Thành Xuân - Hoằng Trường solidarity group.

Nghĩa supports 2 dependents with her business in Hoang Hoa district, a rural town in Thanh Hoa province. She also has another child, who is grown up.

In 2002, Nghĩa joined Thanh Hoa Fund for Poor Women to improve her business. She has successfully repaid 7 loans from Thanh Hoa Fund for Poor Women.

Nghĩa has been involved in this business for more than 10 years. The main hardship she faces in her business is the lack of capital.

In the future, Nghĩa hopes for her business to do well, to make enough money to provide for her kids, and to maintain a successful business.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 73
    View loans »
    Vietnam Loans Fundraising
  • $17,284,100
    Funds lent in using Kiva
  • 20,876.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 040310Thôn Thành Xuân - Hoằng Trường Group's $1,650 loan helped a member to purchase a net for fishing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Oct 12, 2012
Currency Exchange Loss:
May 17, 2014