A loan of $1,900 helped a member to invest in working capital and buy corn and curds for making 'cosa de horno'.


San Jose Group's story

The San José community bank has nine members who are all women aged between 30 and 60. They have 15 children in their care and live in the town of El Sauce, in the north of the country. El Sauce is known for its milk, curds and cream production, for its corn growing and for its pig raising. All the members of this group are hard-working and responsible people. Maribel is the coordinator of the community bank. She is responsible for ensuring that every member makes her payments on time and in full. Maribel's business is selling 'cosa de horno' which is a traditional cake made from corn, curds and cinnamon. Maribel's routine involves getting up at 4.00am to make her 'cosa de horno'. She then goes out to make her sales as an itinerant street vendor. She works until 4.00pm, carrying her products in a basket on her head under the intense daily sun. The San José community bank are grateful for the help that Kiva investors provide to people with limited resources in poor countries such as Nicaragua. It enables them to make a decent living.

In this group: Maribel , Felix Ramona , Modesta , Irma , Ayda Luz , Jacinta Del Socorro , Juana Danelia , Hipolita , Floribel
*not pictured

Translated from Spanish by Kiva volunteer Linda Oxnard



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Loan details