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Mirtha Gladys
Mirtha is a 52-year-old woman who lives in the city of Pisco with her partner. She is a very friendly, hard-working and enthusiastic person who has a great desire to do well in life. Unfortunately, owing to a lack of financial means and the need to work in order to cover her expenses, Mirtha was unable to study to become a nurse, though she would have loved to have done so. In her free time, she enjoys taking part in sports and she sometimes cooks a delicious 'duck with rice' to share with her family.

With a lot of determination and commitment, and with the support of her mother, Mirtha set up a small business selling groceries and school supplies. Every day she starts her work early in the morning. She can work approximately 12 hours a day and believes that she is doing well in her business because she has good customers who like her services.

Mirtha is very grateful to Kiva lenders because, thanks to their help, she will be able to buy merchandise such as rice, sugar, oil, milk, noodles, tuna, etc. She will also buy school supplies and a shelving unit. This will allow Mirtha to keep her business better stocked and equipped. She hopes, as a result, to increase her sales and her income. This will be very helpful to her as she will gradually be able to finish building her house and, in the not-too-distant future, she would like to be able to start another business.
View original language description ↓
Mirtha es una mujer de 52 años, vive en la ciudad de Pisco con su pareja, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de salir adelante; lamentablemente por falta de recursos económicos y por la necesidad de trabajar para solventar sus gastos no pudo estudiar la carrera de Enfermería que deseaba, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta hacer deporte y en algunas ocasiones cocina un riquísimo Arroz con Pato para compartir con su familia.
Con mucho empeño, dedicación y gracias al apoyo de su Madre, Mirtha puso en marcha su pequeño negocio de venta de abarrotes y útiles escolares, todos los días desde tempranas horas de la mañana inicia su labor, ella puede trabajar un aproximado de 12 horas y cree que le va bien porque cuenta con buenos clientes que siempre gustan de sus servicios.
Mirtha se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, tales como: arroz, azúcar, aceite, leche, fideos, atún, etc., útiles escolares y un andamio; de esta manera Mirtha tendrá su negocio mejor abastecido y acondicionado, con ello espera aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para que poco a poco pueda terminar de construir su vivienda y así en un futuro no muy lejano desea poder iniciar otro negocio.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mirtha Gladys to buy merchandise such as rice, sugar, oil, milk, noodles, tuna, etc. She will also buy school supplies and shelving.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 10, 2012
Currency Exchange Loss:
Sep 17, 2013