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Zainab Ibrahim
This is 33 year-old Zainab. She is married and has 4 children, ages 11 months, 8, 11, and 19. Two are school-going children. She has two additional dependents who live with her to be fostered. In 2010, Zainab established her household utensils business. She began her business because she dropped out of school at Form II level, and her parents gave her in marriage to a businessman. Her husband gave her some money to start a business. Working 7 days a week and 11 hours a day, she earns about 2,559,000 SLL every month from this business. She would like a loan in the amount of 4,000,000 SLL. Zainab requires a loan in order to buy the following items:
  • coolman - 15 pieces @ 130,000 SLL

  • flasks - 16 pieces @ 40,000 SLL

  • set pans - 1 dozen @ 960,000 SLL

  • glass cups - 6 dozen @ 72,000 SLL

  • plastic plates - 1 dozen @ 18,000 SLL

In the future, Zainab plans to build a house, educate her children, open another outlet, and become an international businesswoman. This loan will help her achieve some of her future plans. Her current problems include inadequate capital and the fact that some items, like set pans, will get damaged when traveling. She is a hardworking and honest businesswoman. She hopes to repay the loan and access another. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,354.3
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Zainab Ibrahim to buy coolman (15 pieces @ 130,000 SLL), flasks (16 pieces @ 40,000 SLL), set pans (1 dozen @ 960,000 SLL), glass cups (6 dozen @ 72,000 SLL), and plastic plates (1 dozen @ 18,000 SLL).
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 12, 2012
Currency Exchange Loss:
Sep 17, 2013