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Carina Nataly
Carina's business is selling joss sticks which she goes out to sell in the street markets. She works alone in the markets but is sometimes accompanied by her cousin. She works from 7.00am until she runs out of products to sell. One of the difficulties she faces is thieves because there are daily robberies in her neighborhood. She will use her loan to buy more joss sticks so that she can sell in greater volumes. One of her goals is to have an established micro-business.
View original language description ↓
Carina escogió esta actividad venta incienso por tener salidas al momento de venderlo en las ferias. Su trabajo lo hace sola en las ferias a veces acompañada de su prima el horario es de 7:00am hasta que se acabe la venta. Unas de sus dificultades son los ladrones ya que en su sector sufre de robos a diarios. Con el prestamo va a comprar inciensos para vender a mas volumen. Unas de sus aspiraciones es tener una microempresa establecida.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 63
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Carina Nataly to buy joss sticks.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Oct 10, 2012
Currency Exchange Loss:
Sep 25, 2013