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Cecilia Yolanda
Cecilia is 59 years old and a single mother. She has four children who are adults and live independently. Cecilia started out with a clothing business but sometimes her customers wouldn't pay on time so she decided to start another business selling chemical products. Cecilia currently works with one of her daughters selling products door to door. They divide up the neighborhoods and walk a lot to sell their goods. This is the only way they can obtain positive results in selling their chemical products. Cecilia would like to use her loan to buy chemical products so that she can increase her production and make more sales. Her goal is to create a space in her home where she can display her products and therefore not have to walk so much.
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Cecilia tiene 59 años es madre soltera, tiene 4 hijos ya son mayores de edad e independiente. Cecilia empezó con el negocio de ventas de ropa pero a veces los clientes no le cancelan a la fecha acordada entonces opto por empezar otro negocio decidió incursionar en las ventas de productos químicos. En la actualidad Cecilia trabaja con una hija vendiendo producto de puerta a puerta se dividen los sectores y caminan mucho para vender su producto solo así pueden obtener resultados positivos en sus ventas de productos quimicos. Con el prestamo quiere comprar productos quimicos para tener una produccion mayor y una mayores ventas. su meta es adecuar un local en casa para exhibir sus productos y no tener que caminar tanto.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,466,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD