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El Poder Group
In this Group: Ivonne Milagros, Wendy Jennifer, Carmen Madeley, Maria Liz*, Wilfredo Isaac, Washington Claudio, Yessika*, Alegria Martha, Belisario Martin, Rossana Clorinda
* not pictured
They are members of the “EL PODER” communal bank, located in the Cusco district, province, and department.

Ivonne Milagros is 38 years old, married, and has three children. She sells beauty products, such as lipsticks, perfumes, and creams. She sells on her own, travelling to different places, such as installations; to her friends. She works from 8:00am to 6:00pm and wants to get her children ahead through this business. She’s been doing this for five years and things are going well for her. She is very hardworking and enterprising. Her dream is to have a shop where she can sell gifts and beauty products. She is asking for this loan to buy beauty products such as perfumes, creams, and lipsticks. The other members have other businesses such as internet service, publicity, clothing sales, and medication sales.

She appreciates those who form part of her dream this way and promises to make her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “EL PODER”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Ivonne Milagros ella es casada y tiene 38 años y tiene 3 hijos; La socia trabaja en su negocio de venta de productos de belleza como lápiz labiales,perfumes y cremas,la socia vende en forma independiente lelvando a los diferentes lugares como instituciones, a sus amigas,la socia trabaja desde las 8:00 a.m hasta las 6:00 p.m,la socia por medio de este negocio quiere sacar adelante a sus hijos,la socia ya tiene 5 años en este negocio y le va muy bien,ella es una persona emprendedora y trabajadora,el sueño de la socia es tener un bazar donde pueda vender regalos y productos de belleza. La socia solicita el préstamo para comprar productos de belleza como perfumes, cremas y lápiz labiales.
Los otros socios se dedican al negocio de internet, negocio de publicidad, negocio de venta de ropa y negocio de venta de medicamentos.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 54
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Poder Group's $3,850 loan helped a member to buy beauty products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Oct 9, 2012
Currency Exchange Loss:
Feb 15, 2013