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Uy is 34 years of age and the mother of a teenaged child and an infant. She resides with her family in Baray district of Kompong Tom province. She does farm work as her primary business activity, and she can generate income of 20,000 KHR each day to meet her daily needs and care for her children. She has been working in her business for ages, and she employs good farming practices to make progress during her entrepreneurship.

Uy would like to have additional financial support through HKL in order to purchase planks of wood and columns to make renovation of her present house. The house is too old and was broken due to its great age. She hopes to obtain this loan, so she can get her house re-built and own an appropriate shelter to keep her family warm and dry, especially in the rainy season.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,793,100
    Funds lent in using Kiva
  • 4,038.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Uy to purchase planks of wood and columns to renovate her broken house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Nov 1, 2012
Currency Exchange Loss:
Aug 18, 2013