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Orn is 33 years old. She is married and resides with three children in Takeo Province, Cambodia. She has been cultivating agricultural crops for more than ten years, earning approximately $3 daily. Her husband sells bread. He earns about $5 per day. In order to improve her family’s finances, Orn is requesting a loan of $1000, which she will use to purchase farmland for cultivating agricultural crops. This purchase will help her increase her crop harvest, and she will earn more income for the family. Her future plans are to expand the business and to help her children earn bachelor’s degrees. Moreover, she hopes to build a new house as soon as possible.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Orn to purchase farmland to use for cultivating agricultural crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Nov 1, 2012
Currency Exchange Loss:
Jun 1, 2013