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Mom is 46 years old. She is married and resides with four children in Takeo Province, Cambodia. She has been sewing clothes for more than four years, earning approximately $5 daily. Her husband is a soldier who earns about $2 per day. In order to improve her family’s finances, Mom is requesting a loan of $1,000 to purchase more cloth to use for sewing. This purchase will help her sew more clothes to sell and earn more income for her family. In the future, she would like to purchase more sewing machines to expand her shop and help her children earn bachelor’s degrees. Moreover, she hopes to build a new house as soon as possible.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Mom to purchase more cloth to use for sewing.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Nov 1, 2012
Currency Exchange Loss:
Jan 17, 2014