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Luz Mariana

Update on Luz Mariana

Luz has been a member of the communal bank Corazón de Jesús for some time, and the group meetings are held at her house. Because of the time spent together requesting loans they have become a very united, supportive group. She lives in a community in the Valle Parish in Cuenca, which is surrounded by mountains, giving it a picturesque environment. The climate is cold and the people are hard workers in the areas of agriculture, livestock farming and commerce. They keep their culture and traditions alive.

Luz is 47 years old and married; and her husband works in the roofing construction sector. Through their combined efforts they have managed to have a house of their own.

For now, this member is in good health, as is her husband. She works every day alongside her husband to build roofing, having learned the trade from him.

She used a previous loan to buy raw materials, and was able to pay back the loan on time without any difficulty. She plans to use the new loan to buy reeds, plaster, pita fiber and other materials to continue expanding her business. The companionship is what she likes best about the communal bank Corazón de María.
View original language description ↓
Doña Luz es socia del banco comunal Corazón de Jesús hace algún tiempo, las reuniones de este grupo las realizan en su hogar, gracias al tiempo que realizan los créditos han conformado un grupo unido y muy solidario, vive por una comunidad de la parroquia del Valle en Cuenca, parroquia se encuentra rodea por montañas que le dan un toque pintoresco a su entorno, es de clima frió, su gente es trabajadora y se dedica a la agricultura, a la crianza de animales y al comercio, son personas que mantienen vivas las llamas de su cultura y tradiciones.

Doña Luz tiene 47 años, es casada y su esposo labora fabricando cielos rasos, con el trabajo conyugal han realizado su casa propia.

Nuestra socia por el momento se encuentra gozando de muy buena salud al igual que su esposo.Ella trabaja diariamente conjuntamente con su esposo en la elaboración de estucos (cielos rasos), actividad que nuestra socia aprendió por su esposo quien le enseño este arte.

Su crédito anterior lo invirtió en comprando materia prima, los pagos de dicho crédito los realizo en las fechas indicadas sin ninguna dificultad. Su nuevo crédito lo va a invertir en la compra de carrizos, yeso, cabuya y otros materiales para continuar agrandando su negocio. El compañerismo es lo que más le gusta del banco comunal Corazón de María de quien forma parte.

Previous Loan Details

Luz is a member of the communal bank Corazon de Maria. She lives in the Parish Del Valle (Cuenca). This is an area that is surrounded by mountains that give us beautiful scenery. The people are dedicated to commerce, livestock farming, and agriculture. Many work in the city in various types of wo... More from Luz Mariana's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Luz Mariana to buy reeds, plaster, pita fiber and other materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Nov 1, 2012
Currency Exchange Loss:
Apr 17, 2013