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Carmen Natividad
Carmen thanks God that she has also enjoyed being independent. She entered a beauty school when she was young and started her hair salon business. She has a regular clientele and, thank God, she's been getting ahead. She hasn't faced any difficulties in her work thus far; the small hair salon business she owns is doing well. Carmen is single and she'll use the loan to purchase equipment and chairs, and to spruce up her business. She asks God to allow her to live on so that she can get ahead, and she wishes to keep her family close.
View original language description ↓
Carmen da a Gracias a Dios por que siempre le a gustado ser independiente ingreso a una escuela de belleza desde niña y empezó su negocio de peluquería tiene clientela fija con la Gracias de Dios va saliendo adelante. Hasta en su trabajo no ha presenta ninguna dificultad le va bien en su pequeño negocio de peluquería que tiene. Carmen es soltera, con el préstamo va a comprar maquinas, sillas arreglar su negocio. Le pide a Dios que le de vida para poder seguir adelante y quiere mantener cerca a su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Carmen Natividad to purchase equipment and chairs, and to spruce up her business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Oct 9, 2012
Currency Exchange Loss:
Jul 17, 2013