A loan of $600 helped to buy chisels, brushes, sandpaper, measuring tape, pencils, as well as preserves, powdered milk, oils, and rice for her store.


Merlita's story

Merlita is 38 years old. She is a hard-working, self-assured, entrepreneurial woman. She lives with Jorge, who is the father of her two children, ages 19 and 11. She lives with her husband and her children, whom she adores and who are the main reason she is working to improve her quality of life. She lives in her own home, which, with hard work, she managed to build with her husband.

Merlita makes a living selling groceries. She has a small store which she fashioned inside her own home. She sells a variety of consumer goods such as rice, sugar, bread, milk, eggs, oil, vegetables, etc. She started this business out of the need to generate her own income and also to fill a need in her neighborhood, where there was no store that offered this service. She has been running this business for two years with the help of her children.

She complements this work with carpentry. She developed this skill in the workshop of an acquaintance and noticed that this field is very profitable, so she would like to dedicate herself to this career completely because she feels she already has the basic knowlege to take it to the next level. She likes this work because she can be in her house during the time necessary to care for her children without neglecting her work duties. She also likes the income that her job generates because she can support her spouse with the household expenses. She has plans to increase the stock and variety of products in her store so her can please her customers. In addition, she would like to buy second-hand tools so she can work as a carpenter.

This is loan number 9 with MFP. She is very grateful to those who make access to this financing possible, since she feels more secure in advancing her career. She also will complete her payment on time and she feels very comfortable and supported by the members of her communal bank. With the amount requested (1500 nuevos soles), she will buy chisels, brushes, sandpaper, a tape measure, a carpenter's pencil and other items used in her job. She will also buy a greater variety of groceries such as preserves, powdered milk, oils, rice, etc.

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Translated from Spanish by Kiva volunteer Emily Wong


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