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Efraín, 68, is a member of the “María Auxiliadora” communal bank located in Cusco District, Cusco Province and Department. He has one son and alternates his daily chores with a business providing taxi services. He’s been in business for years and does well thanks to the effort he puts into it daily. He works every day from 6am until 6pm approximately but the schedule can vary according to the activity he may do daily since he works independently. He’s a responsible, dedicated man who supports his family this way. He requests the loan to replace the tires on his car. He feels grateful for the granted loan and commits to make his scheduled payments.
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EL socio pertenece al banco comunal MARIA AUXILIADORA,el banco esta ubicado en el distrito de Cusco,provincia de Cusco y departamente de Cusco.

El socio Efrain tiene 68 años,separado y tiene 01 hijo,el socio alterna sus actividades diarias brindando el servicio de taxi,el socio lleva años en este trabajo el cual le va bien gracias al empeño que le pone cada dia a su negocio,el socio trabaja todos los dias desde las 06:00am hasta las 06:00pm aproximadamente este horario puede variar de acuerdo a la actividad que pueda realizar durante el dia ya que su trabajo es independiente, el socio es una persona responsable y empeños siendo de esta forma que el socio saca adelante a su familia.

El socio solicita el credito para realizar el cambio de llantas para su carro.

EL socio se siente agradecido por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,458,325
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Efrain to buy tires for his car.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Oct 9, 2012
Currency Exchange Loss:
Feb 15, 2013