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Evangelina Lucrecia
Evangelina Lucrecia, 53, is married and has three children who are all independent adults now. She’s from Chinandega Department, a place located in the western part of the country. It’s noted for being a very prosperous commercial zone.

Evangelina has always been a very determined woman, ever since she was young; hardworking, disciplined and perseverant with a strong drive for personal improvement. Her economic activities are taxi service, a grocery store and sales in general. She has 30 years’ experience in said business. Before having these businesses she had a space in the local market where she sold clothes but she sold it because she wasn’t making much profit and she decided to buy a taxi to put to work. Currently, with profits earned she’s been able to buy another taxi, invest in a grocery store and in general merchandise, like clothes, shoes and cosmetics, to sell from place to place. Her children also participate in her businesses.

At the moment, her priority is to invest in working capital and buy merchandise like pants, shirts, dresses, shorts, underwear, footwear and cosmetics because demand has increased and she will be able to satisfy her customers this way.

Evangelina has worked with the Fundación in the past and has been responsible with her payments making them on time and as required. She is grateful for support Kiva lenders provide small merchants in poor countries like Nicaragua so that they can have a way to earn a livelihood with dignity especially in a country with so many economic needs.
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Evangelina Lucrecia de 53 anos de edad, casada con tres hijos todos mayores de edad e independiente. Evangelina es del departamento de Chinandega lugar ubicado en la zona de occidente del país. Lugar que se caracteriza por ser una zona comercial muy prospera. Evangelina siempre ha sido una mujer muy luchadora desde muy joven, trabajadora, disciplinada, perseverante con ganas de superación personal. Evangelina tiene por actividad económica el servicio de taxi, pulpería y venta en general. En los cuales tiene 30 anos de experiencia en dicho negocio. Antes de tener estos negocio tenia un tramo de venta de ropa en el mercado de la localidad el cual decidió vender porque las ventas no estaban dando ganancia y decidió comprar un taxi para trabajarlos. En la actualidad con la ganancias ha podido comprar otra unidad de taxi, invertir en una pulpería y en mercadería en general como ropa, calzado, cosmético lo cual distribuye de forma ambulante. También sus hijos participan de sus negocios. En este momento su prioridad es invertir en capital de trabajo y comprar mercadería como: pantalones, camisas, vestidos, short, ropa interior, calzado, cosméticos. porque su demanda ha incrementado y de dicha forma poder sastifacer a su clientela. Evangelina ya ha trabajado con fundación y ha demostrado ser responsable en sus pagos en tiempo y forma. Ella agradece la ayuda que los inversionistas kiva le brindan a los pequeños comerciantes de países pobre como es Nicaragua para tener fuentes de trabajo digno. En un país con tantas carencias económicas.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,050 helped Evangelina Lucrecia to buy clothes, shoes and cosmetics.
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 9, 2012
Currency Exchange Loss:
Nov 8, 2012