Juan is the group representative, he is 28-years-old, unmarried and has always lived in the community. For the moment, he’s living with his parents and Juan has a raspberry nursery. He got the nursery thanks to support he received from the father of his girlfriend. Juan commented: “I didn’t know anything about raspberries but we received some training where I learned how to plant them and how to make them grow and obtain a good harvest." Juan has been doing this activity for 8 months now and the only difficulty is the lack of resources to enlarge his business. He is requesting the loan to buy tubes, raspberry plants and the rubber. Juan is motivated most from seeing the amount of harvest he got during the last six months because the raspberry harvests are exported to the United States. Juan says, "Although I do well in my business I’d like to make it bigger to improve my quality of life and to make some home improvements, among others." Juan is very grateful to the institution FRAC because thanks to the loan he will be able to buy what he needs.
Juan es el representante del grupo, tiene 28 años de edad, es soltero, siempre ha vivido en comunidad y por el momento se encuentra viviendo con sus padres. Juan tiene un invernadero de frambuesas, platica que obtuvo su invernadero gracias un apoyo por parte del papá de su novia “Yo no sabia nada acerca de frambuesas pero recibimos una capacitación donde aprendí a plantarlas y como hacer que crezcan pare obtener una buena cosecha". Juan tiene 8 meses de experiencia en esta actividad. Lamentablemente, no cuenta con los recursos suficientes para hacer crecer su negocio, es por eso que solicita un crédito. Con el apoyo de VisionFund México, comprará tubos, plantas de frambuesas y hule. Para Juan es emocionante ver la cantidad de cosecha que obtuvo en los 6 meses pasados, especialmente porque la cosecha de frambuesa es exportada a los Estados Unidos "aunque me va muy bien con mi negocio, sí me gustaría hacerlo mas grande para poder mejorar mi calidad de vida y mi vivienda". Juan está muy agradecido con la institución ya que gracias al crédito podrá comprar el material que le hace falta para su huerto.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid