A loan of $275 helped to buy toys for the upcoming Christmas season.

Yulisa Del Carmen's story

Yulisa del Carmen, 40, is married and has three children who are all under her responsibility since they students at the university and high school, respectively. It makes her happy to know her children can get ahead and become professionals with better living conditions, without the limitations she grew up with. She was unable to get an education when she was young because of a lack of resources; so she could not realize her dream of being an educated woman with high academic skills.

Yulia del Carmen has always been a hard-working, responsible woman. Her business is selling toys, milk, and ice, together with her husband. Yulisa's routine consists of getting up early to sell milk and ice out of her house. Her husband also sells milk as a street vendor. Her toy business is located at one of the town's parks. She has been in business for 11 years now and it is growing little by little into a profitable, sustainable lifestyle for the family.

She plans to use the loan as work capital and to buy toys for the upcoming Christmas season. She wants to offer her customers better service and take advantage of the season to improve her income. Yulisa is grateful to Kiva lenders for helping small business owners with scarce resources in poor countries such as Nicaragua, so they can have a decent source of income.

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Translated from Spanish by Kiva volunteer Sherry Bess

Loan details

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Loan details