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Anarkhan is a 43-year-old married woman, who just had her fourth child. In 2008, Anarkhan, an income provider in her family, started her own small grocery business with a sum of only 15,000 som. Thanks to her persistent work, she was able to purchase a space for the business and to find the necessary equipment. Anarkhan is busy taking care of their new child now, so, her husband is now helping her with the store and the care of their other children.

The monthly income from Anarkhan's business is around 10,000 som. With the goal of long-term business development, Anarkhan has requested a 110,000 som loan from "Bai-Tushum and Partners". She wants this loan to diversify her product selection. Specifically, she would like to purchase tea, sugar, flour, and consumer goods for the home. Anarkhan plans to use the return from this loan to invest in her business, which will ultimately help her save for her son's university education.
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Анархан 43 года, замужем, недавно Анарахан стала мамой в четвертый раз. Анархан в качестве источника дохода для своей семьи, в 2008 году начала заниматься торговлей продуктами питания, начав этот бизнес с суммы в 15,000 сом. Благодаря упорному труду Анархан, она смогла выкупить торговое место и оборудовать необходимыми принадлежностями. Учитывая тот факт, что в настоящее время Анархан заботится о новорожденном малыше, ее супруг помогает в торговле и заботе о старших детях. Ежемесячная прибыль от бизнеса составляет около 10,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Анархан обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 110,000 сом (KGS) на расширение ассортимента товаров, в частности на закуп партии чая, сахара и муки, и также товары повседневного спроса для дома. Доходы от кредита Анархан планирует вкладывать в развитие бизнеса, чтобы накопить сумму на обучение своего сына в ВУЗе.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 39
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,350 helped Anarkhan to purchase tea, sugar and flour for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 6, 2012
Currency Exchange Loss:
Sep 17, 2013