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Sithorn's Group
In this Group: Sithorn, Yan, Kem
Sithoun is a 37-year-old married mother of three children, one of whom (a son) is dependent on her and still in school. Her family lives in a rural area of the Moung Russey district of Battambang province, Cambodia. Sithoun has earned a living by running a small food stall (offering breakfast) in the market in the local area for five years. She is able to earn about 22,000 Cambodian riels (KHR) per day and manages to save about 15,000 KHR per day after her daily expenses.

Sithorn has been with VisionFund for three cycles, whereas her group members are first-time borrowers with VisionFund. Sithoun's past loans, which she successfully paid back, have relieved the burden on her family. Now she is leading her group of three to request a loan. She will use her portion to buy ingredients for her business, including rice, pork, and vegetables. She hopes to increase her income so as to keep making good progress in her lifestyle.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 221
    View loans »
    Cambodia Loans Fundraising
  • $39,843,075
    Funds lent in using Kiva
  • 4,031.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sithorn's Group's $850 loan helped a member to buy ingredients including rice, pork, and vegetables.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Oct 10, 2012
Currency Exchange Loss:
Sep 17, 2013