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Mouhana is a 35-year-old married woman, the mother of three children. She started working a year ago baking Saj bread at home to improve their living conditions. Mouhana is a hard worker and knows that she has to improve her business a lot to keep on helping her husband cover their family's expenses. Her house is her work place. She sells her products to retail shops, groceries, convenience stores and many other different individual customers. Her bread is very tasty as her customers describe, and she is very clean in her work.

Mouhana applied for a loan from Kiva's partner Al Majmoua in order to fix the leakage in her house before the coming winter season. She wants to keep her house a healthy living place for her family and to keep her production in a well managed medium.

This is Mouhana's first cycle as a Al Majmoua borrower. She hopes that her future experience with Al Majmoua will be in opening her dream business: a sewing factory. She has wide experience in this domain and hopes she can afford to buy the necessary machines.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Lebanon

  • $15,800
    Average annual income
  • 70
    View loans »
    Lebanon Loans Fundraising
  • $19,267,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Mouhana to fix the leakage in her house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Oct 10, 2012
Currency Exchange Loss:
Jul 17, 2013