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Amal is a 26-year-old married woman, the mother of one child. She has been working as a hairdresser for four years. She uses her house as her work place so she can manage her business and family responsibilities at the same time.

Amal is a hard worker who is working on improving and developing her business as much as she can. She applied for a youth loan from Kiva's partner Al Majmoua in order to buy iron to do necessary maintenance on her house rooftop before the coming winter season to keep her house as a healthy living environment.

Amal helps her husband a lot in covering almost all of their expenses and is very proud of herself. She hopes to expand her business more in the future and open her own salon when her child becomes bigger.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Lebanon

  • $15,800
    Average annual income
  • 34
    View loans »
    Lebanon Loans Fundraising
  • $19,505,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Amal to buy iron to do necessary maintenance on her house rooftop.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Oct 24, 2012
Currency Exchange Loss:
Feb 17, 2014