A loan of $1,500 helped to purchase rice, sugar cooking oil, detergents, sausages, and other basic necessities.


Rosa Isabel's story

In the city of Portoviejo, the capital of Manabí known for many years as the City of the Royal Tamarind Trees, the members of the Av. Del Ejército communal bank meet every fifteen days.

Rosa is 54 years old, married, and from this marriage has four children, all of whom are adults. One of them still lives with her. Her husband is a builder. She was born in Loja, but she was very little when she came to the city where she has made her life.

In order to get ahead with her family, and seeing that her husband’s job isn’t secure, Rosa works in retail. She has a store in her house where she sells all types of products like rice, sugar, oil, detergents, legumes, vegetables, and fruits. Besides that she also sells all kinds of clothes. She works every day from 6:00 to 20:00, and sometimes until later. Her son and her husband help her at work when they are free and when they can. She has been running this business for ten years, and it’s going very well.

This loan is going to be used to stock Rosa's store, and she is going to buy all types of clothes, rice, sugar, cooking oils, detergents, sausages and other basic necessities. She’s been with the communal bank for 4 cycles, and she likes it because she has made more friends in the group. Her goals are to keep going forward with her business, and to see her store grow more each day.

Translated from Spanish by Kiva volunteer Victoria Estrada


Loan details


Lenders and lending teams



Loan details