Alfredo works in his small business growing chrysanthemums. He works around 6 hours a day as he shares his time between work and his studies. He believes that his business is doing well because he is very friendly with his customers and because he sells good-quality products.
Alfredo is very grateful to Kiva lenders because, thanks to the help that they provide, he will be able to buy manure for his flowers. He will also be able to prepare his land to sow more chrysanthemums. This means he will have more to sell and he will be able to improve his customer service. He will be able to continue working hard to fulfill his biggest dreams: to finish his degree and to grow his business.
Día a día Alfredo trabaja en su pequeño negocio de cultivo de flores de crisantemo, el trabaja alrededor de 6 horas al día ya que comparte su tiempo con sus estudios; el cree que le va bien en su negocio porque es muy amable con los clientes y porque vende producto de calidad.
Alfredo está muy agradecido con los prestatarios Kiva ya que gracia a la ayuda que le han brindado el podrá comprar abono para sus flores, así como también poder preparar la tierra para sembrar mas crisantemos, lo que le permitirá tener más productos y mejorar la atención a sus clientes, así el seguirá luchando para poder hacer realidad su más grande sueño:” Terminar su carrera y que su negocio crezca
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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