A loan of $1,100 helped to buy phone cards and CDs.


Yohana Yasmin's story

In the city of Portoviejo, the capital of Manabí Province, known for many years as the "City of the Royal Tamarind Trees," the partners of the Avenida del Ejército Communal Bank meet every fifteen days. Yohana is 31 years old and lives with her common-law husband with whom she has two children, a 10-year-old and an 8-year-old. Both her children go to school, and her husband is a retailer.

Yohana works for a government program, but is applying for a loan on behalf of her husband who will use it for his business. He has a stall in the centre of the city where he sells all different types of CDs, both music and films and in many formats. He also sells phone cards and offers top ups. He works everyday from 8am to 6pm, and has earned a living for his family this way since he set up the business 8 years ago.

The loan will buy phone cards and CDs. Yohana has been with the communal bank for 4 cycles, and she is the secretary of the group. She likes it because the loans she can get as a partner are very helpful for her husband. Her dream is to have a car to drive to work.

Translated from Spanish by Kiva volunteer Christina Hewitt


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